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5-Day HELOC, No Appraisal Needed
HELOCs & Home Equity Loans
Low Rates & Fees, Fast Closings
Variety of Closing Options, Low Credit Scores
DSCR/Investments, No Income Doc Loans
Variety of Closing Options, Low Credit Scores
Government FHA and VA Loans
Variety of Closing Options
Commercial Loans & Investment Properties
DSCR/Investments, No Income Doc Loans
Welcome to Minted Capital Mortgage — Where innovation meets expertise in home financing.
From FHA and VA loans to Jumbo, Conventional, and Non-QM solutions, we offer a full suite of lending options built to match your unique goals, lifestyle, and timeline. Whether you’re buying your first home, upgrading, or refinancing, we bring precision, speed, and clarity to every step.
Personalized service, sharp industry insight, and a commitment to getting it done right the first time.
The Future of Home Financing Starts Here.
Conventional Loans
FHA Home Loans
VA Loans
HELOC / Equity Loans
Serving Homeowners in 3 States
North Carolina
South Carolina
Florida
Loan Solutions Tailored to Your Goals
Home Purchase Loans
Secure the financing you need to buy your dream home with competitive rates, low down payment options, and personalized loan programs that fit your budget and lifestyle.
Refinance Loans
Lower your monthly payment, reduce your loan term, or switch to a fixed-rate mortgage to gain more financial stability and potentially save thousands over the life of your loan.
Equity Loans
Tap into your home’s built-up value with a one-time lump sum loan—ideal for large expenses like renovations, debt consolidation, or educational costs.
HELOCs
Access a revolving line of credit based on your home equity, giving you the flexibility to borrow as needed for ongoing projects or unexpected expenses.
Investment Property Loans
Build wealth through real estate with financing options designed for single-family rentals, vacation homes, and multi-unit investments—backed by strategic expertise.
Jumbo Loans
Jumbo loans are used to finance homes that exceed conforming loan limits, offering flexible terms and competitive rates for high-value property purchases.
Benefits of Owning Real Estate
1. Build Long-Term Equity
With every mortgage payment, you gain more ownership of your property. Over time, this equity can be leveraged for future investments or financial needs.
2. Appreciation of Property Value
Real estate historically appreciates in value. Owning property allows you to benefit from market growth, increasing your net worth over the years.
3. Stable Housing Costs
Unlike rent, which can increase unpredictably, a fixed-rate mortgage offers consistent monthly payments, giving you better control over your finances.
4. Tax Advantages
Homeowners may be eligible for various tax deductions, including mortgage interest, property taxes, and some closing costs—helping you save more each year.
5. Personal Freedom & Security
Owning your home allows you to personalize your space and make upgrades that reflect your lifestyle—while also giving you stability that renting cannot match.
6. Access to Equity for Major Goals
As your home builds value, you can tap into that equity through refinancing, HELOCs, or equity loans—unlocking funds for investments, emergencies, or life milestones.
Hear From Our Customers
Speak With an Expert and Learn How to
Put Your Home Equity to Work so You Can Design Your Own…!
Equity Playbook
Equity Playbook
Speak with an Expert at 704-227-0102
Mortgage Financing FAQs
What types of mortgage loans do you offer?
We offer Conventional, FHA, VA, Jumbo, HELOC, HELOAN, DSCR, and ITIN loans. Whether you’re a first-time buyer or a seasoned investor, we can help.