About Minted Capital Mortgage

Your Trusted Partner in Home Financing

At Minted Capital Mortgage, we believe that getting a mortgage should be empowering—not overwhelming. Whether you’re buying your first home, refinancing for a better rate, or investing in property, our mission is simple: to deliver personalized mortgage solutions with clarity, speed, and integrity.

We proudly serve homeowners and buyers throughout North Carolina, South Carolina, and Florida, offering a full range of loan options—including Conventional, FHA, VA, Jumbo, HELOC, Home Equity, Investment Property, Reverse Mortgages, and Refinance Loans.

Every borrower is different. That’s why we take the time to understand your financial goals and match you with a program that works for your needs—today and long term.

Why Homeowners Choose Minted Capital Mortgage

  • Local Expertise: We understand the real estate markets and lending laws in the states we serve.

  • Fast, Transparent Process: Get pre-approved quickly with clear, honest communication from day one.

  • Loan Options for Every Stage: Whether you’re building equity or downsizing, we offer financing that fits.

  • Dedicated Guidance: No call centers. You’ll work with a dedicated loan advisor who advocates for you.

Our reputation is built on responsiveness, transparency, and results—and we work hard to keep it that way.

Why Homeowners Choose Minted Capital Mortgage

  • Local Expertise: We understand the real estate markets and lending laws in the states we serve.

  • Fast, Transparent Process: Get pre-approved quickly with clear, honest communication from day one.

  • Loan Options for Every Stage: Whether you’re building equity or downsizing, we offer financing that fits.

  • Dedicated Guidance: No call centers. You’ll work with a dedicated loan advisor who advocates for you.

Our reputation is built on responsiveness, transparency, and results—and we work hard to keep it that way.

Meet Fernando Escaffi

Fernando Escaffi is the Owner & CEO at Minted Capital Mortgage. With over a decade of experience in the mortgage industry, Fernando brings a deep understanding of both residential and investment lending.

He’s known for his integrity, attention to detail, and commitment to educating his clients so they can make smart financial decisions. From first-time buyers to seasoned investors, Fernando ensures every client receives expert guidance and customized service.

A firm believer in transparency and communication, Fernando built Minted Capital Mortgage on the idea that trust is earned—one loan at a time. His mission is to simplify the mortgage process and help individuals and families build generational wealth through real estate.

Meet Fernando Escaffi

Fernando Escaffi is the CEO and Sr. Loan Officer at Minted Capital Mortgage. With over a decade of experience in the mortgage industry, Fernando brings a deep understanding of both residential and investment lending.

He’s known for his integrity, attention to detail, and commitment to educating his clients so they can make smart financial decisions. From first-time buyers to seasoned investors, Fernando ensures every client receives expert guidance and customized service.

A firm believer in transparency and communication, Fernando built Minted Capital Mortgage on the idea that trust is earned—one loan at a time. His mission is to simplify the mortgage process and help individuals and families build generational wealth through real estate.

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